Nine Dots Founder, Brad Elman, CLU:

Brad Elman is a second generation Palo Alto Insurance Agent who started his career in the life insurance and financial services business after graduating from the University of California at Berkeley.  Over the last 24 years his practice has evolved into an employee and executive benefits business.  Brad is an internationally recognized contributor to the insurance industry, having authored many articles for industry magazines as well as speaking regularly at national and international industry meetings. Brad was the 2003 recipient of the Jack Richter Award for career achievement (an award his father received in 1991). Brad and his father are 1 of 2 parent-child recipients of the prestigious award. Brad is also an active volunteer in the community spending the bulk of his time supporting causes serving special needs children.