Nine Dots Benefits specializes in working with successful, closely held service businesses to provide financial security for their employees through employee benefits (health, dental, vision, disability, life, and long term care insurance). Our office is conveniently located at the intersection of Palo Alto, Los Altos, and Mountain View, CA.  A trusted resource for our clients, the media, the insurance industry, and you.  Reach us at 650-209-5754. Share and En

Nine Dots prides itself on providing its clients with “The 3 C’s” – Creativity, Care, and Competence.  We “get it”.  We ask the right questions, we care about the right things, and we help our clients navigate through a complex system- the insurance process.  We have the expertise to find the right solutions and the concern and follow through to make sure those solutions are implemented properly, both now and in the future.

Nine Dots understands the importance of businesses supporting the community. As a company we encourage our employees to support causes they care about. Nine Dots founder, Brad Elman has had the pleasure of serving many local non profits in an advisory role and now spends the bulk of his volunteer time serving organizations that support children with special needs. Share and Enjoy:

Brad Elman, CLU, Nine Dots founder is a trusted resource to the mainstream media, the insurance industry, and his clients.  Below are some of the articles which Brad has authored or in which he has been featured, including TV and Radio appearances. Contact us to find out why reporters and insurance educators value our opinions on what is happening in the insurance and consumer finance space. Share and Enjoy:

Nine Dots’s Brad Elman, teaches a disability insurance “mini course” for a community college program. The segment was so well received that the insurance industry’s non profit educational arm LIFE (The Life and Health Insurance Foundation for Education) made it available to the public via their website.  Click  for a flash video on the basics on disability insurance. Share and...

MorningstarAdvisor.com(tm) featured Nine Dots founder, Brad Elman’s life insurance practice.  Nine Dots Benefits and Insurance Services, LLC has had the privilege of helping many Silicon Valley icons provide financial security to their families, while they were busy changing the world.  Click “read more” to access the article link. Share and Enjoy:

The tide rises all boats. Nine Dots credits its success largely to the help of others within the insurance and consumer finance industries. As a result Nine Dots founder, Brad Elman believes that it is important to give back to those industries. Elman volunteers several hundred hours per year to help teach other insurance agents and financial representatives how to better serve their clients and communities. His volunteer work is listed below. Share and Enjoy:

Nine Dots founder Brad Elman,  offers guidance to families with loved ones with special needs. Brad is the father of a developmentally delayed child, and he knows how hard and how important it is to plan for the future of a loved one with special needs. When his son was young, there were very few advisers to help his family.  He developed expertise in the area by research and first hand experience. He is committed to make this process much easier for his clients...