Nine Dots in the News

Brad Elman, CLU, CLTC, Nine Dots founder is a trusted resource to the mainstream media, the insurance industry, and his clients. Below are some of the articles Brad has written or in which he has been featured. Contact us to find out why reporters and insurance educators value our opinions on what is happening in the insurance and consumer finance space. We are proud to have been featured in Kiplinger and MorningstarAdvisor, quoted in the Wall Street Journal and CNET, seen or heard on NBC, CBS, or NPR to name a few of the numerous media outlets. Below is a partial list of articles and TV and Radio appearances.





  • I put my ”pen” down for the year…


  • July 1, ‘14Advisor Today: How to Be a Media Rock Star (Featured in article with Phil Harriman)
  • March 1, ‘14 Insurance Forum Magazine The Key to the Business Market (Featured in article with Guy Baker)







  • Investment News: Brad chats with Darla Mercardo about Life Insurance during market turmoil.Also quoted, the VPs of some of the industry’s largest insurers
  • NBC’s Scott Budman chats with Brad Elman about the financial meltdown on September 15, 2008
  • NBC Bay Area Consumer Finance Guest Expert, How much is enough for retirement? Brad Elman talks about where and how to get started.
  • NBC affiliates across the country. NBC Bay Area Consumer Finance Guest Expert, Brad Elman talks about The Economic Stimulus Rebate: Spend it or save it?
  • NBC Bay Area Consumer Finance Guest Expert, Brad Elman talks about auto dealers offering 7 year car loans- Good for the consumer? Brad doesn’t think so.
  • NBC Bay Area Consumer Finance Guest Expert, Brad Elman gives commentary on Credit Card Interest Rates, not falling with other consumer interest rates
  • Life Insurance Selling Magazine: Authored Funding the Special Needs Trust. As the father of a child with Special Needs, Brad appreciates the complexity and challenges required to do the appropriate planning. In this Article, Brad compares options for funding the trust.
  • MDRT expert panel on Marketing. Elman featured Available on DVD
  • Senior Market Advisor- Quoted on Baby Boomer Retirement Issues.
  • Advisor Today: Quoted on Practice Management
  • Life Insurance Selling Magazine: Elman featured in Cover Story “Eight for ’08”  features Eight Top Insurance Agents


  • NBC multiple appearances
  • AdvisorMax: Quoted on Practice Management
  • The San Jose Mercury News: Elman Featured in “On the Move Section”
  • Bay Area Parent: Quoted in Special Siblings Article on Special Needs


  • NBC multiple appearances
  • CalBroker: Quoted on Insurance Trends in
  • Advisor Today: Quoted on New Year’s Resolutions
  • National Underwriter: Wrote Article on Practice Management
  • Advisor Today: A Planner By Any Other Name


  • NBC multiple appearances
  • Financial Planning Magazine: Quoted in Practice Management Tips



  • NBC multiple appearances
  • National Underwriter: Authored an Article on Behavioral Economics
  • Advisor Today: Authored an Article on Brand Identity in Financial Services
  • Quoted on Practice Management



  • NBC multiple appearances
  • Cal Monthly
  • Local Resident Insurance Leader in the Los Altos Town Crier
  • Portals Magazine: Quoted on technology in an insurance practice
  • The Northwestern Columns: Featured- Elman Follows Father’s Footsteps With Richter Award
  • The Northwestern Columns: Featured- How To Get A Seat At The Million Dollar Round Table
  • Life Insurance Selling: Authored- Learning to Value Everyday Luxuries


  • NBC multiple appearances
  • Quoted in “Are New Years Resolutions a Good Idea?”
  • San Jose Mercury Article: Quoted on 529 Plans
  • The Northwestern Column: Elman featured in Leveraging Media Coverage
  • National Underwriter: Salute to MDRT


  • NBC multiple appearances
  • Dow Jones Publication Library Quoted on emotions in investing
  • Wall Street Journal Quoted on “sell discipline”
  • Dow Jones Publication Library Quoted on “sell discipline”
  • Travel Tips Quoted on Trip Cancellation Insurance
  • Travel Watch- Quoted onHow to Budget for a Trip
  • Featured in Kiplinger Magazine: “Brad Elman, A Life Insurance Agent You Can Love” -PR Nirvana!
  • Round The Table Magazine: Authored “The Value of Volunteering”
  • Featured “Life Insurance for Stock Option Millionaires”
  • University Expert for
  • Life Times: Featured Speaker- Elman Keynote TN State Convention
  • The Northwestern Columns: Quoted in Group DI Opens Doors
  • Life Lines: Brad Elman Quoted in


  • KNTV/WB multiple appearances
  • CNET: Quoted in Market Turmoil Tarnishes Luster of Stock Options
  • The Write Edge: Featured on Lengthening the Retention Span with Benefits
  • Round The Table, Authored Article
  • MDRT Marketing Mom: Authored Article on Future MDRT President Jennifer Borislow, CLU


  • KNTV/WB multiple appearances
  • Round The Table: Authored Article, What Works For Me
  • Round The Table: Featured in Members Forum


  • Round The Table: Feature in Members Forum- Best Practice Management Tip
  • Life Insurance Selling: Authored- The Most Valuable Lesson of My Career
  • Life Insurance Selling: Authored-How Much is Your Time Worth?
  • Round The Table: Authored- A Summer To Remember
  • Life Insurance Selling:Authored- What Does it Take to Be Successful?


  • Life Insurance Selling: Authored- Keep In Touch With Childhood Lessons
  • Life Insurance Selling: Time Travel Through Mentoring
  • Life Insurance Selling: Letters
  • Round The Table: Authored-Practice Insights


  • Round The Table: Authored- Impressions Of A First Time Attender
  • Life Insurance Selling: Letters
  • Life Insurance Selling: Authored- Windows 95, Insurance Agents 0


  • Life Association News (Advisor Today): Authored- Now I Know What Dad Does


  • Life Insurance Selling: Authored- Disability Income Insurance