Welcome

In California, companies with 2-50 employees purchase their health insurance at the same price, irrespective of channel through which it is purchased. Whether you buy your company’s health plan from the biggest broker, the insurance company directly, or via the internet, all distribution channels are selling the same products at the same price.  That said, the experience you have, can vary greatly.  We offer superior plan design and implementation expertise.  We offer value added service such as customized employee communication pieces, a benefits web portal for your company, universal benefits cards, and much more (most value added services are available at no additional cost).  Call us to chat about your policies or for client testimonials. We are reachable at 650-209-5754.

A note about “service” from Brad Elman:

Every day I encounter service that leaves me flat.  “Service” has become a cliche.  I have long given up on great service, I just want my- phone company, cable company, internet service provider, etc, to do what THEY said they would do- no more, no less.  At Nine Dots we do what we say we will do, and we take our small, local business integrity and care, and we wrap it around the large, complex system of insurance.  All of our clients come to us through referral, and all of them had another broker at some point.  You can use us as a value added service provider without changing your plans and at no additional cost.  We are proud to say that we are growing and have a client retention rate of 99%. Click here to make us your value added service provider. You will be able to download a sample letter to assign us as your broker of choice.